Aurels · Holding company and family estate
Your holding company in Luxembourg, set up and steered alongside you
You are selling a business, consolidating your shareholdings or preparing to pass assets on to your children: we choose with you the structure that serves you, set it up with your notary, then keep its accounts every year.
First conversation confidential and without commitment · +352 621 432 190
What you get
An estate that is organised, legible and ready to be passed on
- A structure chosen for your situation, compared in writing with its alternatives before any decision.
- A structure that makes use of the Luxembourg participation exemption regime, validated with your chartered accountant or tax adviser.
- Accounts, returns and deadlines handled for you, year after year.
- Clear governance between partners, heirs and generations.
- If you wish, independent oversight of the investments held in the holding company.
Your situation
Which structure for which project?
You hold shares in companies
It receives the dividends and capital gains of your subsidiaries and reinvests them without friction. The participation exemption regime can exempt them from 10% of the capital or €1.2 million invested (€6 million for capital gains), for a holding period of at least twelve months.
You manage a family portfolio
A vehicle designed to group and pass on your private financial assets. Its taxation comes down to an annual subscription tax of 0.25%, between €1,000 and €125,000.
You invest with others
The Luxembourg equivalent of the French SLP. A contract tailored for a club deal, a family co-investment or a private vehicle, with wide freedom of organisation between partners.
You hold property
To hold one or more properties jointly, organise their day-to-day management and prepare their transfer, in coordination with your notary.
How we work
From the first conversation to a fully operational holding company
- A first confidential conversation to understand your estate, your partners and your horizon.
- A written note comparing two or three structures, their annual cost and their effects on succession.
- Incorporation with the notary of your choice: articles of association, opening of accounts, registration with the RCS.
- Bookkeeping, annual accounts and tax returns, handled from one year to the next.
- On request, investment management of the holding company by our Fractional CIO, fully independent of your bank.
Several fields of expertise, one file
The expertise gathered around your estate
Accounting and annual accounts
Your holding company kept up to date, its accounts filed on time.
Corporate taxation
Returns and deadlines of your holding company handled for you, in liaison with our partner chartered accountant.
Wealth management and investment governance
An allocation arbitrated by a third party independent of the bank that executes it.
Actuarial science and risk management
The risks of your estate measured, then monitored over time.
Property and succession
Ownership, discreet sale and handover between generations.
Economic and financial analysis
Decisions grounded in figures you understand.
Your questions
What our clients ask us before setting up their holding company
Your partners may live in the country of their choice. What matters is the company’s real substance in Luxembourg and the way your country of residence treats its income: we analyse this in the structuring note, with your local tax adviser where useful.
The SOPARFI is the natural choice as soon as you hold shares in companies, particularly operating companies, or the holding company must invest in and finance its subsidiaries. The SPF is reserved for managing private financial assets on behalf of individuals. We compare both for your case, figures in hand.
The cost depends on the legal form chosen, the number of transactions and the publication requirements. You receive a written fixed fee before incorporation: every financial year is budgeted in advance.
Once the structure is settled and the documents gathered, incorporation before a notary generally takes a few weeks. We coordinate the timetable with everyone involved.
Yes. The accounts are opened in the company’s name, with the bank of your choice. We keep the books and, if you wish, steer the governance of the allocation in full independence.
Passing on shares in a holding company often proves simpler than passing on each asset separately. With your notary, we prepare the governance between heirs and the timetable for the handover.
Gladly. We join your team of advisers and provide it with clear figures, so that everyone can decide faster.
They reflect the legislation consulted at the date of publication. We confirm them for your file in the structuring note, which prevails.
Going further
The services that extend your holding company
First step
Let us talk about your estate
Twenty minutes of conversation, confidential and without commitment, are enough to know which structure would suit you and what it would bring you.
+352 621 432 190 · info@aurels.lu · A reply within one business day